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Characteristics of the Elderly (Aged 65+)

Montgomery County, 1997

  • Table 1: Whites constitute a larger share of the elderly population than of the total county population;
  • Table 2: There are comparatively few hispanics among the County's elderly population;
  • Table 3: Montgomery County's elderly are well-educated;
  • Table 4: The distribution of educational attainment reflects the increasing availability of college during this century;
  • Table 5: The foreign born are a smaller percentage of elderly households than all households;
  • Table 6: Women constitute the majority of Montgomery County's population, especially after age 85;
  • Table 7: As expected, employment declines with age
  • Table 8: Married couple households decrease, one person households increase as the age of the household head increases
  • Table 9: Households with the oldest heads move most (address in April 1989)
  • Table 10: Among older households, renters move more than owners
  • Table 11: Household income declines substantially with increasing age
  • Table 12: Older renters have markedly lower incomes than older owners;
  • Table 13: Renter's housing cost burden increases with age;
  • Table 14: Household size declines with age;
  • Table 15: More than 60 percent of households with heads aged 85+ live in apartments;
  • Table 16: Computer ownership declines steeply with increasing age;
  • Table 17: Car ownership decreases as the head of household ages;
  • Table 18: Monthly housing costs are higher for older renters than for older homeowners;
  • Table 19: The percent of residents aged 65+ is highest in the down-County planning areas along MD355;
  • Table 20: The need for day care rises with age;
  • Table 21: Significant care needs emerge after age 75;
  • Table 22: Younger prospective retirees are most likely to plan to move away from the County
Total County Population by Race
Race Age 65+ All County Residents
White 86.3% 73.0%
Black 6.3% 13.4%
Asian* 6.1% 10.9%
Other 1.3% 2.8%
* Includes Pacific Islander

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Hispanic Elderly Population
Hispanic Origin Age 65+ All County Residents
Yes 3.3% 8.6%
No 96.7% 91.4%

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Education
Educational Attainment Age 65+ All County Residents Age 25+
Less Than High School Graduate 17.6% 8.4%
High School Graduate 39.5% 32.4%
College Graduate 21.5% 28.6%
Graduate Degree 21.4% 30.6%

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Distribution of Educational Attainment
Educational Attainment Age 65-74 Age 75-84 Age 85+
Less Than High School Graduate 15.1% 18.0% 29.8%
High School Graduate 36.4% 43.8% 42.7%
College Graduate 22.4% 21.9% 14.7%
Graduate Degree 26.0% 16.2% 12.8%

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Foreign Born Percentage of Elderly Households
Foreign Born Head or Spouse Age 65+ All County Residents Age 25+
Yes 16.2% 26.2%
No 83.8% 73.8%

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Women Population Percentage
Age Percent Female
65-74 56.3%
75-84 58.6%
85+ 68.0%
All 65 Years and Older 58.3%
All Residents 53.2%

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Employment Status
Age Percent Employed Full- or Part-Time
65-74 25.4%
75-84 8.6%
85+ 9.1%
All Elderly 18.2%
All Residents* 73.2%
* All residents aged 16 and older.

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Household Status
Age Married Couple* One-Person Other
65-74 58.8% 29.5% 11.7%
75-84 43.7% 46.5% 9.8%
85+ 27.0% 64.3% 8.7%
All Elderly 49.8% 39.5% 10.7%
All Residents* 63.6% 22.3% 14.1%
* Households may or may not include other persons.

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Households Age Relocation
Age Same Address Other Montgomery County Elsewhere in State or Region Outside State or Region
65-74 86.3% 7.6% 3.1% 2.9%
75-84 83.7% 6.8% 4.9% 4.6%
85+ 78.6% 12.3% 2.4% 6.6%
All Elderly 84.5% 7.9% 3.8% 4.0%

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Relocation
Tenure Same Address Other Montgomery County Other State or Region Outside State or Region
Owner 90.6% 4.9% 2.4% 2.1%
Renter 59.0% 19.9% 9.5% 11.7%

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Household Income (1966)
Age Median Household Income
65-74 $55,144
75-84 $46,628
85+ $33,475
All Elderly Households $50,526
All County Households $65,840
* Includes Pacific Islander

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Owner/Renters Incomes Comparison
Tenure Median Household Income*
Owner $54,493
Renter $27,042
* 1996 household income, age 65+

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Renter's Housing Cost*
Age Last than 20% 20-30% 30-50% 50%+
65-74 37.2% 22.4% 22.5% 18.0%
75-84 28.7% 25.3% 28.3% 17.7%
85+ 27.5% 22.1% 27.8% 22.7%
All age 65+ renters 29.4% 24.8% 26.9% 20.9%
* This chart shows housing cost as a percentage of income. Less than 25 to 30 percent is desirable. The inclusion of meals in the housing costs can make higher percentages acceptable.

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Household Size
Race Size
65-74 1.99
75-84 1.67
85+ 1.45
All age 65+ 1.81
All Households 2.64

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Household Type
Age Single-Family Detached Townhouse Garden
Apartment
High-Rise
Apartment
65-74 66.6% 10.6% 11.5% 11.3%
75-84 52.3% 6.6% 15.4% 25.7%
85+ 33.1% 5.6% 20.4% 40.9%
All Elderly 57.8% 8.6% 13.9% 19.7%
All Households 52.0% 17.3% 20.9% 9.8%

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Computer Ownership
Age Own One or More Computers
65-74 47.5%
75-84 23.6%
85+ 13.7%
All Elderly 35.5%
All Households 67.6%

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Car Ownership
Age No Car Reported One Car Two or More
65-74 4.4% 37.8% 57.8%
75-84 10.4% 56.7% 32.8%
85+ 34.4% 53.2% 12.4%
All Elderly 9.5% 46.1% 44.4%
All Households 4.5% 32.6% 62.9%

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Owner/Renter Housing Costs Comparison
Age Owner Renter
Age 65+ $642 $713
All Households $1,254 $804

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Aged 65+ Residence
Location All Persons Aged 65+
Bethesda-Chevy Chase 19.4%
North Bethesda 15.6%
Rockville 13.1%
Gaithersburg 7.0%
Germantown 2.9%
Clarksburg 9.7%

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Day Care Needs
Age Receiving Day Care (%) Needing Paid Day Care (%)
65-74 0.8% 0.6%
75-84 1.4% 1.2%
85+ 7.3% 3.1%
All Elderly 1.7% 1.1%

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Care Needs
Needs 65-74 75-84 85+ Total
Needs personal care 0.8% 3.0% 9.7% 2.5%
Needs transportation 3.0% 7.3% 17.1% 6.0%
Uses wheelchair/walker 2.0% 7.0% 17.4% 5.3%

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Plans to Move Away from the County
Age Remain in County Plan to Move Percent of All Households
50-54 61.1% 38.9% 24.2%
55-59 66.1% 33.9% 37.1%
60-64 77.0% 23.0% 41.2%
65-69 85.1% 14.9% 23.7%
70-74 93.4% 6.6% 15.4%

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